When a loved one is diagnosed with a debilitating disease such as Alzheimer’s or dementia, it is important to contact an elder law attorney as soon as possible. An elder law attorney can ensure that all necessary legal documents are in place while the loved one is still competent and assist you in applying for government benefits.
This guide to protecting a loved one’s with Alzheimer’s or Dementia is designed to help you with basic information and hopefully will answer some of your questions.
Care Options for a loved one with a debilitating disease:
Besides a nursing home, there are other options to create a more customized care plan for your loved one. To get more information on Caregiver’s Guide to Understanding Dementia Behaviors, you can go through different websites online.
- In-Home Nursing:
In-home nurses can be hired through an agency or privately. If you desire to use Medicare through Medicaid to pay services then the caregiver must be hired through a licensed agency. Using an agency is often a better choice in the long run concerning in-home care because the agency will handle all of the paperwork involving income taxes, background checks on employees, and replacing a worker if they are on vacation or take a sick day.
Home health services funded by Medicare generally do not meet all of the patient’s needs. Medicare will only cover aid services which are only a couple of hours for one to three days a week.
- Adult Foster Care:
This is an option that allows you to care for a loved one if you work during the day. Adult Foster Care centers are normally very expensive but the expenses can be covered by Medicaid under the MI choice waiver program. You can head over to this website to get more information on caring for a loved one.
- Assisted Living:
Assisted Living facilities are perfect for a loved one in an early stage of Alzheimer’s or dementia. The nursing staff can assist the patient with bathing, be eating, medication and laundry. A homelike environment can be created in their room and there are recreation and socialization opportunities for residents.
The downside to assisted living is that almost all of the expenses must be covered through private pay, the only exception is those receiving Social Security Income and Veteran’s benefits.